Bajaj Allianz - Health Insurance Policy for Senior Citizens

Bajaj Allianz insurer offers Silver Health policy that enables the most insurance of Rs. 5 lakhs. in contrast to different policies the entry age to avail this policy has been fastened to forty six years, which can be a boon for old folks. bear the article to understand a lot of concerning the opposite options and edges.

Silver Health Policy

Salient Features:

  Eligibility: Age from forty six years to seventy five years. 

  Age at entry restricted to seventy years.

 prices of pre-acceptance or pre-screening medical tests ar reimbursed. but if the proposal is accepted the corporate.

 five-hitter family discount out there.

 add Insured from fifty,000/- to 5,00,000/- will be opted from forty six yrs to seventy yrs.

 five-hitter additive Bonus for each claim–free years.

Note: Please seek advice from the policy documents for the entire policy subject to the insurer. 

Scope of Cover/Benefits: 

  The policy covers hospitalization expenses Associate in Nursingd an quantity resembling third of admittable hospitalization expenses in respect of any and every one pre and post hospitalization expenses.

  Covers motorcar charges in Associate in Nursing emergency subject to a limit of Rs.1000/-. 

  Pre-existing sicknesses ar lined from the second year of the policy.

  The Company’s liability a case of any pre-existing unhealthiness type the second year of the policy would be restricted to five hundredth of the limit of indemnity in an exceedingly policy year. 

  The policy has lifespan indemnity limit of 3 times the limit of indemnity laid out in the earliest grownup set up, if the policy is revived unendingly.

  Cashless facility; with Silver health set up, the member has access to the cashless facility at varied network of over 2400 hospitals across Asian nation (Subject to exclusion and conditions).

  The member will take hospital besides the empanelled ones. during which case the expenses, incurred by him/her shall be reimbursed inside fourteen operating days from submission of all the documents.

 two hundredth of co-payment of the admittable claims to be paid by the member if treatment is taken in an exceedingly hospital aside from a network hospital. 

  Health medical checkup in selected Bajaj Allianz Diagnostic centers at the tip of continuous four claim-free years.

 revenue enhancement profit on the premium paid as per section eighty D of the revenue enhancement Act as per existing IT law.

Note: Please seek advice from the policy documents for the entire policy subject to the insurer.